Tell us what you’re after
Send through the truck or machine you’ve got your eye on, or just a budget if you’re still looking. Let us know roughly what you can put down as a deposit.
Truck and machinery finance
Finance is available on anything we sell, and we arrange it ourselves rather than handing you off to someone else. So if you’ve found a truck, trailer or digger you want and the cash isn’t sitting there, tell us what you can put down and we’ll come back with what the repayments look like.
Most of what we arrange is for businesses buying working equipment. Owner drivers picking up their first truck, established operators adding to a fleet, and everything in between.
We’ve helped finance $750 million worth of equipment over 20 years
How finance works
Three steps, and the first one takes about a minute.
We put the finance together
We structure it against the equipment and come back to you with the term, the repayments, and what we need to get it approved. If the numbers don’t stack up on that particular truck, we’ll say so and look at what would work instead.
You sign, and we handle the rest
Once you’re happy with it, we take care of the paperwork and settlement alongside the sale itself. Same point of contact the whole way through, so you’re not repeating yourself to a broker and a salesperson.
What to have handy
You don’t need any of this to make an enquiry. It just moves things along once we get going.
- The truck, trailer or machine you’re after, or a budget if you’re still looking
- What you can put down as a deposit, including anything you’d trade in
- Your business name and how long you’ve been trading
- Whether it’s for business or private use
Anything else the lender needs, we’ll ask for once we know what we’re working with.
Enquire about finance
Complete the form and we’ll come back to you with numbers. If you’d rather talk it through first, give us a call on 0800 435 738.
Common questions
Do you finance private buyers, or only businesses?
Both. Most of our finance goes to businesses buying working equipment, but we can look at private purchases too. Tell us which it is when you enquire, because it changes what the lender needs from you.
How much deposit do I need?
It depends on the equipment, its age, and your situation. Some deals go through with very little down and others need a decent chunk. Tell us what you’ve got and we’ll tell you honestly whether it’s enough for the truck you’re looking at.
Can I finance something that isn’t on your site?
Yes. If you’ve found something elsewhere or you’re after something we don’t currently have, get in touch anyway. We’ll let you know when something similar comes up and can sort the finance either way.
Will making an enquiry affect my credit rating?
No. Getting indicative numbers from us doesn’t touch your credit file. That only happens once you decide to go ahead and we put a formal application in, and we’ll tell you before we do.
How long does approval take?
Usually a day or two once we’ve got what the lender needs. Straightforward business applications can be quicker than that. If it’s going to take longer, we’ll tell you why.
Can I finance an older truck?
Often, yes. Age matters to lenders, so it may change the term or the deposit, but plenty of well kept older gear gets financed. Send it through and we’ll have a look.